The central government’s Atal Pension Yojana (APY) 2024–25 online application is accessible at enps.nsdl.com. After retirement, participants in this scheme will receive a minimum pension of Rs. 1,000 and a maximum pension of Rs. 5,000 per month. Banks are also accepting offline applications for the Atal Pension Yojana (APY).
After retirement, participants in the unorganized sector will receive a minimum monthly pension under the Atal Pension Yojana, which ranges from Rs. 1,000 to Rs. 5,000. Members can check their pension amount using calculators and view contribution charts. Online applications are available at enps.nsdl.com for interested parties.
The government will contribute 50% of the member’s contribution or Rs. 1,000 (whichever is lower) during the first 5 years. This is applicable only for non-income taxpayers and those not covered under legal social security schemes. All bank account holders are eligible for this scheme and can obtain the guarantee of a minimum pension from the Indian government.
Documents Required :
- Applicant’s Aadhaar Card
- Address Proof
- Age Certificate
- Bank Account Passbook
- Mobile Number
- Passport Size Photo
Eligibility Criteria :
- The applicant’s bank account should be linked to his Aadhar card.
- The age of the applicant should be between 18 to 40 years.
- All applicants should not be beneficiaries of any other scheme etc.
- It is mandatory to contribute for a minimum of 20 years.
- The applicant must not be an income tax payer.
- Must have a savings bank account with auto-debit facility.
How to Apply Online :
- Visit the official website enps.nsdl.com.
- On the homepage, select the “NATIONAL PENSION SYSTEM” button.
- Click on the “Registration” button.
- On the new registration page, input your Aadhaar number, upload your offline e-KYC file, and select “Continue” option.
- Enter your receipt number, family information, and personal information.
- Enter bank details and account number.
- Enter the nominee’s information, contribution frequency, and pension amount.
- Upload necessary documents and make payment.
- Finally, you will have to click on the submit option after which you will get the slip of your registration which you will have to print and keep safe etc.
- In the event that registration is approved, a Permanent Retirement Account Number (PRAN) will be generated and the bank will deduct the initial contribution. Lastly, the online form can be signed and verified by the applicant.
How to Apply Offline :
In Atal Pension Yojana 2024, before applying offline, all our applicants will have to go to the bank in which they have a bank account.
- After this, from there you will have to get the application form of Atal Pension Yojana, which is as follows –
- Now you have to fill this application form correctly,
- All the required documents have to be attached with it carefully.
- Finally, you will have to take this application form to the same bank and submit it and get its receipt.
- After completing all the above steps, you can easily apply and get its benefits.