The Pradhan Mantri Awas Yojana (PMAY) is a housing initiative launched by the Indian government on June 25, 2015. Its primary goal is to provide homes for underprivileged individuals who lack housing, targeting both urban and rural areas. This program is a continuation of the Indira Awas Yojana, which was established in 1985 and subsequently renamed to Pradhan Mantri Awas Yojana in 2015.
Objective of PM Awas Yojana 2025
The primary aim of the scheme is to offer financial support for housing construction. Under this program, beneficiaries receive ₹120,000 for building homes in plain areas, while those in hilly or challenging terrains are granted ₹130,000 to account for the increased construction difficulties and costs in these regions.
PMAY 2024 aims to provide permanent housing for economically disadvantaged and lower-income groups in India. The program assists people from both rural and urban areas in acquiring their own homes, enhancing their living security. Under this initiative, beneficiaries will receive permanent housing, with the scheme’s benefits available through December 31, 2024. The government has approved the construction of 12.2 million (1.22 crore) new houses under the PMAY program.
Documents Required
- Aadhaar Card
- Passport-sized color photo
- Bank passbook
- Mobile number
- Job Card
- Swachh Bharat Mission registration number
Eligibility Criteria
- Applicants must be at least 18 years old.
- Applicants must be Indian citizens and should not already own a house.
- The annual income of applicants should be between ₹300,000 and ₹600,000.
- Applicants must be classified under the BPL (Below Poverty Line) category.
Beneficiary Categories
Beneficiaries under PMAY are categorized based on annual income:
- Middle Income Group I (MIG I): ₹6 lakh to ₹12 lakh
- Middle Income Group II (MIG II): ₹12 lakh to ₹18 lakh
- Low Income Group (LIG): ₹3 lakh to ₹6 lakh
- Economically Weaker Section (EWS): Up to ₹3 lakh
Additionally, SC, ST, and OBC categories, as well as women from EWS and LIG income groups, are eligible.
How to Apply Online for PM Awas Yojana 2025
- Go to the official website: pmaymis.gov.in
- On the homepage, click on the “PM Awas Yojana” link.
- Select the “Registration” option and complete all required fields.
- Upload all necessary documents.
- Click the “Submit” button.
How to Check the Name in PM Awas Yojana 2025 Rural List
- Access the official PMAY website.
- Click on the “Reports” option on the homepage.
- On the new page, select “Beneficiary Details” for verification.
- Enter your information, including district, state, and village.
- Choose the relevant year and select PMAY.
- Input the captcha code and click “Submit” to view the beneficiary list.