Kissht Instant Loan App : If you have a phone, you can take a personal loan of up to Rs.1,00,000 by doing KYC in few minutes Take a personal loan from home via phone, or how to buy any product on EMI at home. Friends, whatever information I am going to give you about Kissht App today, is for information only, so please use your common sense whenever you apply for a loan here.

Kissht App Loan Apply : Overview

• Loan Amount: Up to ₹1 lakh
• Repayment Period: Up to 15 months
• Guarantee: Not required
• Interest Rate: Up to 36% per annum
• Benefits: Apply for a loan online from the comfort of your home using your phone

Why use Kissht Application ?

• Here you can get loan on phone at home.
• With the help of this loan app, we can take loans from 1000 rupees to 1 lakh rupees.
• We get this loan without any guarantee.
• No Income Proof or Salary Slip (Without Income Proof) shall be given for taking Loan.
• We can apply loan here in just 5 to 10 minutes.
• Here we get Cash Loan, Credit Line for Consumer Loans, Pay using the credit line and then use it again, no need to go through the approval process again and again.
• You also get 3 to 24 months for repayment.
• 100% digital process only on phone, you don’t have to give your documents anywhere.
• A short and easy EMI option is available. You can buy products on EMI using loans from Kissht Instant Loan App on leading websites like Amazon, Flipkart, Myntra.
• This app is fully approved by RBI.
• Debit Card, Net Banking, Bank Transfer along with UPI options are available for payment.
• Making payments on time increases CIBIL which makes it easier to get loans in future.

What is Kissht Application ?

Friends, Kissht Application is a Fintech Lending Platform, which can be installed on your phone only from Play Store or App Store, and using it you can easily take Personal Loan, Consumer Loan and Credit Line Loan at home. This Indian NBFC organization that provides app based loans.

How to Get Loan from Kissht Application

It is important to check your eligibility before applying for a loan through Kissht Application. Refer to the guidelines below to determine if you meet the required criteria. To be eligible, you need to download and install the Kissht application on your phone and submit all your details along with your KYC documents. Once approved, you will receive a Virtual Credit Card from Kissht. With this card you can make purchases on EMI as well as withdraw cash.

Eligibility Criteria

• You should be between the ages of 21 and 55.
• Applicant must be Indian.
• You have to be earning at least Rs. 12,000/-.
• Your CIBIL score ought to be positive rather than low.
• You need to have an Aadhaar-linked mobile device.
• You need to use online banking in addition to having a savings account.
• Verify whether the Kissht app is available in your city.

Documents Required

ID Proof – PAN Card Address Proof – Aadhaar Card Source of Income – Bank Statement or Salary Slip Selfie

What is the Interest on Kissht Loan ?

Kissht offers you loans at up to 24% annual interest, which may be lower depending on your credit history, but may be higher if you have paid any EMIs late in the past. Friends, Kissht Application gives you loan without any guarantee and security and loan without guarantee is considered as unsecured loan and the interest on such loan is definitely a bit higher.

Fees and Charges

• Processing Fee: Up to 2%
• Interest: Up to 25% per annum
• Penalty: Additional charges may apply for delayed payments
• GST: An 18% GST fee is applicable on top of all charges

How To Get Cash Loan From Kissht Application

• Install Kissht App in your phone.
• Sign up with Mobile Number.
• Choose Fast Cash.
• Fill your information and download KYC documents application.
• Check Eligibility
• Accept the Loan Agreement if you are eligible.
• Fill Bank Details
• Within few minutes you will get Instant Cash Loan from Kissht App.

How to Use the Kissht App

• Shop Online : Use the Kissht app loan to shop on over 50 e-commerce websites, including Flipkart, Myntra, Makemytrip, Amazon, Samsung, Caratlane, Oppo, and Kohinoor.
• Line of Credit : If you have a Kissht line of credit, simply enter the details to shop online and pay in easy EMIs.

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